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Dubai Bank launches Sanad

Dubai Bank has launched Sanad, a unique and flexible Sharia'a compliant personal financing solution. Through Sanad, customers can get the liquidity that they need to either meet their diverse personal finance requirements or to transfer their outstanding liabilities from another bank, thus enabling them to start an Islamic relationship with Dubai Bank.

'Today the banking industry within the UAE, including both Conventional and Islamic Banks, has become increasingly customer-centric. For Islamic Banks, it is important to develop and deliver products that not only match the customers' beliefs, but are also value-packed,' said head of marketing and product development, Dubai Bank, Adnan Chilwan.

'The launch of Sanad and all our other products are in line with our strategy and commitment to deliver unique and innovative products for our customers.'

Furthermore, as a token of appreciation, we have launched Sanad with a reward campaign, where every customer is given a gift voucher of Dh500 ($136.2) up to Dh4,000, which can be redeemed for either electronics or air tickets, depending on the customers' choice.

Just like all the products of Dubai Bank, Sanad personal finance is approved by the Sharia'a Supervisory Board of the bank, that comprises of some of the most prominent names in the field of Islamic Sharia'a,' added Chilwan.

Sanad's uniqueness is in its product features. The product is available at very competitive profit rates that are agreed with the customer up-front at the time of signing the contract and which remain fixed throughout the term of the facility, said an official spokesman.

Affordable repayments, no early settlement fee, long repayment period of up to 120 months and quick approval are just some of the strong points of the proposition.

Also customers wishing to apply for Sanad can call the bank's toll free number 800 5555 and request for a sales advisor to visit them, thus avoiding the need to make a visit to the Bank.

'Sanad Personal finance is merely the beginning of a series of characteristic steps to become the service provider of choice. The journey to achieve this goal will soon witness the opening of our five new branches at the beginning of the second quarter of 2007 in order to enhance customers reach,' said head of corporate communication at the bank Mohammed Juma.(TradeArabia News Service)

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